Business Loan

Traders Easy Loan scheme is launched by JSCB to provide hassle free loan to Traders. Any businessman/ entrepreneur/ professional and self employed person can avail this loan. Loan under the scheme can be availed to meet normal business requirements and is sanctioned against equitable mortgage of property.

Loan Feature

Loan Amount Upto Rs 5 crore
Interest Rate 12.50-13.00%
Tenure Maximum 5 years
Pre Payment Charges Not provided
Service Charges Processing charges:
1% of the loan amount

Eligibility Criteria : Business Loan

Self
Age Age criteria not provided
Income Income criteria not provided
Job Experience Job experience not provided
Residence Proof Residence proof not provided

Docs Required : Business Loan

Self
ID Proof PAN card/voters ID/ passport/driving license
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID
DOB Proof 10th class certificate
Financial Docs Bank Statements(latest 6 months bank statement /passbook)

Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

Qualification proof of the highest professional degree

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