|
Sl. No.
|
Product Type
|
Maximum Loan amount
|
Rate of Interest
|
Maximum Loan period
|
|
1
|
Personal Loan
|
Rs 25.00 Lakh
|
10.50 % - Having Salary A/c with Us
11.50 %- Having salary A/c with other bank
|
84 Months
|
|
2
|
Two wheeler Loan
|
Rs 2.00 Lakh
|
9%
|
84 Months
|
|
3
|
Four wheeler Loan
|
Rs 20.00 Lakh
|
8.00% -for Salaried earners
9.00% - for others
|
84 Months
|
|
4
|
Small Road Transport Operators Loan
|
Rs 10.00 Lakh
|
13.00%
|
84 Months
|
|
5
|
Housing Loan
|
Rs 50.00 Lakh
|
7.50 % - Having Salary A/c with us and Women
8.00 % - others
|
300 Months
|
|
6
|
Education Loan
|
Rs 10.00 Lakh
|
10.75%
|
120 Months (including Moratorium period)
|
|
7
|
Business Loan/ Cash Credit
|
Rs 20.00 Lakh
|
11.00 % - for upto Rs 5.00 Lakh
12.00 % - for above Rs 5.00 Lakh
|
84 Months
|
|
8
|
Loan against Property
|
Rs 10.00 Lakh - for salaried earners
Rs 20.00 Lakh - for others
|
11.00%
|
84 Months
|
|
9
|
Loan against Deposit
|
90% of face/present/ accured value of deposit
|
1.00 % over the applicable rates of interest on deposits
|
the loan is fully recovered on or before the date of maturity of the Term deposit
|
|
10
|
Loan against LIC/NSC/KVP
|
80% of surrender/face/ accrued value of the security
|
12.00%
|
the loan is fully recovered on or before the date of maturity of the NSC/KVP
|
|
11
|
Home Loan for Tribal Land (CNT/SPT)
|
Rs 20.00 Lakh
|
7.50 % - Having Salary A/c with us and Women
8.00 % - others
|
180 Months
|